Impinduka zambere zinguzanyo zirimo gukubita ibigo kumpera yanyuma yurwego rwibiribwa.Beef hejuru mbere yo gukanda.

Iminsi yo gutera inkunga byoroshye, ihendutse irarangiye.Inkubi y'umuyaga izamuka ry’inyungu, inguzanyo yagutse ikwirakwira mu gihe ubukungu bwifashe nabi ndetse no kugabanuka kwa banki nkuru bikomeje kugabanya ibigo bifite agaciro.

Mu myaka mike ishize, byari ibintu bidasanzwe, nk'uko byatangajwe na Tony Carfang, umuyobozi mukuru muri The Carfang Group, ikigo ngishwanama cy’imari, yagize ati: “Amasezerano meza yo gutera inkunga mu myaka ibiri ishize mu byukuri ntaho yari ahuriye n’ishusho ndende y’umwenda utanga umusaruro mwinshi isoko. ”

Ibigo byanonosoye igihe icyorezo cya Covid-19 cyibasiye bicaye neza-kuri ubu.Kubijyanye nabafatanyabikorwa bakeneye kunonosora imiterere yimyenda isanzwe cyangwa gushaka amasezerano mashya yo gutera inkunga, amahitamo yabo aragabanuka.

François Masquelier, umuyobozi w’ishyirahamwe ry’ibihugu by’i Burayi by’abacungamutungo, agira ati:“Kuzamuka kw'inyungu bishobora kuba intandaro yo kubona inguzanyo mu buryo bworoshye.”

Inkunga yo gutera inkunga irakenewe cyane cyane kubashoramari bakoze ibintu haba mu ntangiriro zumwaka cyangwa umwaka ushize babifashijwemo ninguzanyo zikiraro, zirangiye.Gutanga ingwate byaba intambwe ikurikira igaragara, ariko ibyo birashobora kuba ingorabahizi.Umubare w'amasosiyete atanga ingwate muri uyu mwaka wagabanutse.Ku isi hose, amasosiyete 210 yatanze miliyari 111 z'amadolari y'Amerika mu gihe cy'amezi umunani ya mbere y'umwaka.Iri ni igabanuka rikomeye kuva mu mwaka ushize ubwo ibigo 816 byatangaga miliyari 500 z'amadolari nk'uko bitangazwa na Dealogic.

Kugabanuka gukwirakwira muri Amerika, Uburayi na Aziya-Pasifika igice kubera ko amasosiyete yishyuye imyenda mu 2021 mu gihe yari make.Kubwibyo, ntibakeneye gutunganywa mu 2022. Ariko, biragenda bihenda cyane bityo ntibishimishije gutanga umwenda mushya.

Umuyobozi mukuru ushinzwe imari ikoreshwa muri Fitch Ratings, Eric Rosenthal agira ati: “Bimwe muri ibyo byagarutsweho byari bisanzwe - umuvuduko wo mu 2021 ntiwashoboka.”Ati: "Ariko ikigaragara ni uko tureba itangwa rishobora kuba rito nk'aho twari turi mu 2008, bikaba bitangaje."

Urugero, isoko ryinguzanyo zamasosiyete, "yarapfuye."Ibyo ni ibyatangajwe n'umuyobozi umwe w’amabanki y’ishoramari muri banki y’Ubufaransa i Londres.Icyambu cya mbere guhamagarwa n’isosiyete ni banki yabo yo kongera inguzanyo y’ikiraro cyangwa gushyiraho ikigo cy’inguzanyo cy’agateganyo kugeza igihe bazatanga ingwate, nk'uko yabisobanuye.

Kugurisha kubyimba isanduku yisosiyete

Ubundi buryo kubashoramari badafite igitutu bakeneye igishoro ni ugusuzuma ingamba no gutekereza kugurisha umutungo.Igipimo gisanzwe kubatijwe inguzanyo zishyirwaho zashyizweho kwiyongera.Nyuma yo konsa igihombo kinini muri uyu mwaka, amabanki arakonja ku masosiyete ashobora guteza ibibazo ku bitabo byabo.

Amabanki yo muri Amerika n’Uburayi ateganijwe guhomba amadolari arenga miliyari 5 kubera inguzanyo zishobora kugurwa.Ibiro ntaramakuru by'Abanyamerika bivuga ko Banki nkuru y’Amerika itanga inguzanyo na Banki ya Citigroup yanditse miliyari imwe y’amayero ku nguzanyo zikoreshwa n’ikiraro mu gihembwe cya kabiri cyonyine.

Wells Fargo yanditse miliyoni 107 z'amadolari ku masezerano y’imari adasubirwaho igihe kwagura isoko kwatwitse banki.Banki ya gatatu nini mu mutungo w’Amerika muri Amerika yinjije miliyoni 576 z’amadolari y’Amerika "gutesha agaciro imigabane y’imigabane" nyuma y’uko igabanuka ry’isoko mu gihembwe cya kabiri ryangije ubucuruzi bw’imari shoramari.Fitch ivuga ko igipimo cy’inguzanyo zitangwa ku musaruro mwinshi kizikuba kabiri kugeza kuri 1% muri uyu mwaka muri Amerika na 1.5% mu Burayi kandi kizamuka kugera kuri 1.25% -1,75% na 2.5% muri 2023.

Abaguzi bakomeje imikandara yabo uko ibihe bigoye, bagashyiraho igitutu ku masosiyete yikoreye imyenda mu bihe byiza ariko akaba atarahindura inyungu.Mu 2021, Just Eat yariyongereye cyane nyuma yo kugura mukeba we w’Amerika Grubhub kuri miliyari 7.3 zama euro kugirango yongere umugabane w’isoko ryo gutanga ibiribwa mu ipiganwa.Nyuma yumwaka, muguhindura amahirwe, igihangange cyo gufata ibintu kirimo gushaka amafaranga.

Muri Kanama, hashize umwaka umwe gusa nyuma yo gushyira umukono ku masezerano yo kugura Grubhub, Just Eat yanditse miliyari 3 z'amayero yo kugura.Nyuma yagurishije imigabane yayo muri porogaramu itanga amafaranga menshi muri Berezile iFood kuri miliyari 1.8 z'amayero kugirango ishimangire impapuro zayo kandi yishyure umwenda.

Carfang agira ati: "Tuzabona byinshi muri ubwo bwoko bwo kuvugurura cyangwa kuzenguruka byemerera isosiyete kuzamura imigabane cyangwa kunoza imiterere y'urupapuro rwayo."“Niba ugura umwanya, ibyo bintu birashobora gukora.Ariko hariho imipaka kubyo ibyo bintu bishobora gukora.Uzunguruka kugeza wambaye ubusa noneho uzakora iki? ”

Impuguke ziteganya gusa uburyo bwo gutera inkunga bizarushaho gukomera, kuko banki nkuru zidakuraho imyaka ya politiki y’ifaranga ridahwitse.Banki y'Ubwongereza irateganya kugurisha hafi miliyoni 200 z'amapound y'inguzanyo z’amasosiyete mu cyumweru, iziyongeraho miliyari 10 z'amapound mu gihembwe, mu rwego rwo kuyitera inkunga idashaka.Kwiyongera kwinshi byatangiye muri Amerika, aho Banki nkuru y’igihugu ikora kugirango igabanye miliyari 9 z'amadolari y’Amerika mu myaka ine iri imbere.

Stagflation-ni triumvirate y’ifaranga ryinshi, ubushomeri n’ubukungu burwaye - nacyo kigenda cyiyongera ku baguriza inguzanyo nkeya, cyane cyane abo mu Burayi, Uburasirazuba bwo hagati na Afurika.Ibi biza kugabanuka kugirango ubukungu bwiyongere mu Burayi, bwiyongera ku ihungabana ridasanzwe nka Brexit, hamwe n’abashoramari bake mu nzego zikora neza nkibicuruzwa.

Umuyobozi mukuru wa Fitch Ratings, Lyuba Petrova agira ati: "Ingaruka zirimo kwiyongera mu mirenge ishobora kwibasirwa n'ifaranga no gusubira inyuma ku baguzi."Ati: “Abanyaburayi batanga imari mu bihugu by’imari bafite umutego muke ugereranije na bagenzi babo bo muri Amerika.”

Ba inguzanyo nziza

Abacungamutungo n’abayobozi bashinzwe imari bagomba kuba abanyamwete kugira ngo bashakishe isoko ry’imari inkunga mu gihe cy’imihindagurikire.Umuyobozi wungirije muri politiki na tekinike mu ishyirahamwe ry’abacungamutungo mu Bwongereza, Sarah Boyce agira ati: "Ntabwo tubona ibimenyetso byerekana ko amasoko agiye kuruhuka."Ati: “Ibi bisa nkaho ari ibintu bisanzwe mu gihe gito.”

Ariko, yongeyeho ko amasosiyete agomba kuba yiteguye neza kwibira muri iki gihe ibintu bisa neza.Agira ati: "Amasoko azafungura igihe gito cyane, ugomba rero kwitegura gukanda buto."Ati: “Ntabwo wifuza gutangira inzira igihe isoko rifunguye.Urashaka kuba witeguye kugenda.Ikintu cya nyuma ukeneye ni ukumenya ko ukeneye ibyemezo byubuyobozi kandi ko bizatwara ibyumweru bitandatu, kuko icyo gihe isoko ryashoboraga gufungura no gufunga. ”

Abaharanira inyungu bashaka gutanga umwenda cyangwa imigabane barashobora gushaka abakinnyi bigenga kugirango bafashe kurenga umurongo.Mu ntangiriro z'uyu mwaka, Carvana ugurisha imodoka ya kabiri yifashishije Ubuyobozi bwa Apollo Global kugira ngo yishyure hafi miliyari 1.6 z'amadolari yerekeza ku nguzanyo ya miliyari 3.3 z'amadolari y'Amerika kugira ngo atange inkunga.Yaje ku giciro: umusaruro wa 10.25%.

Hagati aho, abafatanyabikorwa barashobora gukora uburyo bunoze bwo gucunga amafaranga, nko kunoza inyemezabuguzi no gushakisha amafaranga yafashwe yicaye ubusa mu mashami mpuzamahanga.Ubu nigihe cyo gufatanya guhuza umubano usanzwe kubwinyungu nini.Carfang agira ati: “Wibande ku mibanire yawe isanzwe itanga amasoko.“Jya kuri banki wahaye ubucuruzi bwinshi mu bihe byashize.Jya kuri banki ikuzi.Jya kuri banki zumva inganda zawe bityo ntizishobora kuba mbi cyane ku gukwirakwiza inguzanyo basaba. ”

Ati: "Jya kuri banki zishobora gushimira ubucuruzi bw'inyongera, nk'ubucuruzi bwo gucunga amafaranga ushobora kubaha kugira ngo bafashe kwishyura ibyangiritse, bitandukanye no gutangiza umubano mushya rwose - kuko ibyo bizaba bihenze."